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How to save | Dental plans
A dental plan is NOT dental insurance. A dental plan simply provides access to dental care at discounted prices.
Just as insurance companies use their size and market power to negotiate lower prices, dental plans
negotiate price discounts with dentists. But unlike insurance, the patient still pays 100% of the bill under a dental plan.
Some advantages of a dental plan include:
- Cheaper than insurance - typically under $200 per year for a family
- Save hundreds or thousand per year with discounted dental prices on dental procedures
- Simple - avoid claim forms, insurance rejections, and exclusions
- No waiting period for coverage
- No exclusions for pre-existing conditions
- No need to choose treatment based on insurance benefits
- Vision, chiropractice, and pharmacy discounts are sometimes included
The primary drawback of dental plans is the lack of participation by dentists. Only a fraction of dentists agree to
provide dental services at discounted prices. Enter your zip code below to find dentists in your area that participate.
Separately, some dental practices participate with dental plans only to attract more patients, leaving one to wonder if these practices
are inferior to dental practices that attract patients without disounting prices.
How to buy a dental plan
Go to DentalPlans.com or enter your zip code below,
which gets you past the first step at DentalPlans.com. Hundreds of sites on the Internet offer dental plans. However, most of the sites are
"affiliates" or alter egos of DentalPlans.com.
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